What could go wrong??? Octomom — the most financially irresponsible person on the planet — is now hawking a solution to all YOUR money problems … in the form of dangerously high-interest cash loans.

Sources tell TMZ, Octo recently signed a deal to endorse a service called OctoLoan, which connects users to cash lenders — offering financially desperate people access to as much as $1,000 instantly.

Problem is — the loans are short-term … and extremely high-interest … often exceeding 600% APR … which means they’re usually NOT a good idea for people in dire straits (the target demo).

Octo just shot a commercial for the company this week — the behind-the-scenes footage (above) is pretty hilarious.

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